Phone Numbers:Sales Hours:
  • Mon, Thu10:00 AM - 8:00 PM
  • Tue - Wed, Fri10:00 AM - 6:00 PM
  • Sat10:00 AM - 4:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed

Auto Financing in Youngstown, OH

Buying a new car is an exciting experience, and here at #1 Cochran Chevrolet, we make it our goal to keep it that way for the entire process. From securing financing to taking test drives to making your purchase, we're here to ensure your search goes as smoothly as possible so that you can get behind the wheel of a new car you love.

Whether you're buying a new car for the first time or are looking to upgrade your current vehicle to something newer, the professionals at #1 Cochran Chevrolet are here to help. If you're in the market for a new car and looking into your financing options, in-house financing at #1 Cochran Chevrolet is an excellent opportunity. Here's everything you need to know about how our dealership financing program works and how it can help you buy the car of your dreams. 

What Are the Benefits of Dealer Financing With #1 Cochran Chevrolet?

When it comes to cars in the Greater Youngstown region, there's no better option than #1 Cochran Chevrolet. We have a proven track record of getting drivers into the cars they want, and our customers remain loyal because they know that we provide the best selection around and service that just can't be beaten.

The quality care our customers receive doesn't just extend to our friendly sales staff, however. Our financing professionals are also the best in the business and are here to help you out. Buying with #1 Cochran Chevrolet is the best choice you can make, and using our in-house financing is the premier way to buy.

There are many great reasons to opt for in-house financing with #1 Cochran Chevrolet, including:

The potential for special promo rates that bank loans can't match.

A faster and easier financing process that helps you get the car you want at a rate you love.

In-house financing that allows for more flexibility when coming to terms.

Trading-in your current car at #1 Cochran Chevrolet to help reduce the size of your loan or down payment.

What Factors Affect Your Financing?

There are many elements that determine whether you can secure financing, and it's important to understand what they are and how they can affect your financing options. Top factors in a financing offer include:

Your credit score and the credit score of any co-signers.

The debt-to-income ratio for anyone signing on the loan.

The value of any trade-in, as well as any additional money made as a down payment.

The length of the loan, with a longer loan having lower monthly costs and a shorter loan providing a lower overall cost.

How Does Financing With #1 Cochran Chevrolet Work?

Here at #1 Cochran Chevrolet, we provide our buyers with the option to use our in-house financing to quickly and easily get the funding they need to purchase their new car. If you're considering buying from #1 Cochran Chevrolet and want to take advantage of our in-house financing options, here's what you should expect.

The first step to getting financing with #1 Cochran Chevrolet is to fill out our simple online financing application. With the online application, you'll provide the basic information our finance professionals need to assess your financing opportunities and provide you with the best terms available for you. The data provided is broken down into a few crucial sections:

Basic personal information, including your name, birthday, and contact information.

Home finance information, like information about your rent or mortgage costs

Employment information, such as where you work and what your current income is so we can assess your current financial burden in comparison to your current income.

Vehicle purchase information about the car you are looking to buy and the size of the loan you are seeking in order to finance your new purchase.

If you already own a car, one of the best ways to reduce your costs when making a new car purchase is to trade in your current vehicle, and #1 Cochran Chevrolet makes that process easy, as well. Using our online trade-in calculator, you can get a quick overview of your trade-in for a preliminary report. A member of the #1 Cochran Chevrolet staff will then be in touch to arrange for an in-person inspection to get a final assessment of the value of your current car. That value can then be applied to a down payment in order to improve the terms of your financing arrangement for your brand new Chevy.

How Can You Prepare for Your New Car Financing?

Although we are here to help you when it comes to securing financing for your new car purchase, there are still things you can do on your own to make the process even easier and help get yourself the best possible financing deal. Here are some steps you can take to make the financing process even smoother for you and your Cochran financing professional:

Check your credit score: Your credit score is a key part of any loan, so you should take steps immediately to improve your credit, whether your next purchase is right around the corner or far in the future. Using a free credit tracking app is a simple way to monitor and improve your score.

Have a budget in mind: You should also take the time to set a budget for your next purchase. By assessing your monthly income and expenses, you can determine how much you can responsibly afford to pay your car payments. If you're unsure of what your payments will be, try out our online payment calculator to determine how much you should expect to pay for a variety of financing structures.

Handling financing for any major purchase isn't usually the fun part of the experience, but here at #1 Cochran Chevrolet, we do everything in our power to make the process as enjoyable as possible. Our priority is ensuring you find the car you're meant to drive and working with you to make that car work in your life. If you're in the market for a new car, there's no time like the present. Get in touch or pay us a visit and see what we have to offer. You won't be disappointed!

Map of #1 Cochran Chevrolet

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8010 Market St, Youngstown, OH, 44512
#1 Cochran Chevrolet 41.00533, -80.66284.